Sorry for another thought about hell, but I’ve been wondering on the connection between the modern disbelief in hell and the financial crisis.

If you believe in hell you believe that you have to pay what you owe. There will be a reckoning. There’s no free lunch. If you don’t believe in hell you think you’re going to get away with it. You can have what you want without paying for it and you can run up your debts and never really have to pay.
The former worldview makes you sober financially. The latter gives you the impression that you will never have to pay up. 
Does a belief in hell make one more financially prudent? Does disbelief in hell make people financially stupid?
It makes sense to me.